Plan members of the Teamsters Local Union 230 who are employed by contributing employers and on whose behalf contributions to the Group Legal Benefit Plan have been received, and who are currently eligible for benefit coverage under the Teamsters Local Union 230 Member’s Benefit Fund shall be entitled to benefit coverage in the Group Legal Benefit Plan.
Group Legal Benefit Plan coverage is not provided for Plan Members whose Life and Health benefits are extended by Fund Assistance or who elect to continue benefit coverage by paying direct.
Exclusions
The following services are excluded from coverage under the Plan:
- Disbursements, retainer fees, court costs, filing fees, land transfer taxes, registration fees, including mortgage registration fees, G.S.T.
- Title searches and survey fees.
- Fines and penalties, whether civil or criminal.
- Any judgment for damages, including judicially awarded costs.
- Any proceedings or dispute involving an Employer or their Officers, Agents, Representatives or Employees.
- Any proceedings or dispute involving the Union, its Officers, Agents, Representatives or Employees.
- Any proceedings, including Appeals, arising under the Ontario Labour Relations Act or any other statute that relates to labour relations or terms and conditions of employment, including but not limited to W.S.I.B., Employment Insurance, the Occupational Health and Safety Act or the Ontario Human Rights Code in matters involving the Employer.
- Any dispute involving this Plan, the Benefit Plan or any other Plan or Trust Fund provided by a contributing Employer or the Teamsters Local Union 230.
- Matters involving election to any public office.
- Non-personal legal services (i.e.: any business-related matters).
- Any controversy between a Member and his/her spouse or any dependents, apart from divorce, separation or annulment.
- No service shall be provided that will violate Public or Statutory Law.
- Any case in which defense or other legal representation is provided through insurance or other indemnification.
- Action instituted prior to becoming a Plan Member or civil actions requested to file arising out of pre-existing conditions. Exceptions may be waived by the Board of Trustees.
- Class actions or interventions or amicus curiae filings in any suit or controversy among other parties not involving the immediate and direct interest of a Plan Member.
- Any case in which defence or other legal representation is provided through any government agency, which will represent a Plan Member without charge.
- Any representation required by reason of any acts committed, or acts which a Plan Member omitted to perform, giving rise to tort, negligence, or criminal claims.
- Court appearance in connection with small claims involving an amount less than $300.
- Stale dated claims which were incurred over 24 months prior to their submission.
- Legal services in excess of 30 hours in any calendar year.
Termination of Coverage
Your Group Legal benefits will terminate on the same date that the plan member ceases to be eligible for benefits in the Health and Welfare Benefit Plan. Legal services which commence following this date will be ineligible for coverage.